Bank accounts, NIF, taxes, and money basics for new arrivals.
A complete guide to traditional and digital banks in Portugal — what documents you need, who accepts non-residents, fees to expect, and how to open an account remotely before you arrive.
The NIF is the single most important number in Portugal — required for a lease, a bank account, a phone contract, and even buying a fridge. Here's how to get one in person, remotely, or as an EU citizen, plus what to watch for.
A practical guide to the US–Portugal tax treaty, the credits and exclusions that prevent double taxation, the FBAR/FATCA reporting Americans cannot skip, and the investment traps that catch every newcomer.
How Portugal's special tax regime works in 2026 under the new IFICI rules — who qualifies, what's taxed at 20% vs. exempt, and why pensioners and digital nomads now have very different answers than in the old NHR era.
Every American living in Portugal must file FBAR and (often) FATCA reports each year. Here's exactly what counts, when it's due, what the penalties look like, and how to make both forms a 30-minute job instead of a weekend of dread.
Multibanco is the unified ATM, payments and bill network that Portugal runs on. Understanding it explains why your US card sometimes acts strangely, how to pay a tax bill at any ATM, and why MB references appear on every Portuguese invoice.
MB WAY is the 'Venmo of Portugal' — instant phone-to-phone payments, single-use online cards, and QR checkout in shops. Here's exactly how to activate it, what cards work, and how to use it safely.
Moving money between Portugal and abroad — whether your salary, your savings, or property proceeds — is where banks make their easiest profit. Here's how to use Wise, Revolut, and FX brokers to keep that money in your pocket.
Segurança Social funds healthcare, pensions, parental leave and unemployment in Portugal. Here's exactly what employees, freelancers, and company directors pay in, and what they get back — including how US, UK and EU credits combine with Portuguese ones.
Beyond IRS and IVA, Portugal layers small taxes on contracts, cars, electricity bills, water bills and even your TV. Individually minor, collectively meaningful — here's a tour of the ones you'll actually meet.
Portugal's Golden Visa (ARI) gives non-EU investors residency — and a path to citizenship after five years — in exchange for a qualifying investment. Real estate is out, but funds, capital transfers, research and job creation are all still alive. Here's how each route works in 2026.
IRS Jovem gives young workers in Portugal a partial — sometimes total — exemption on personal income tax for up to 10 years. Here's exactly who qualifies in 2026, how the percentages work, and how to claim it on your IRS return.
A plain-language reference on Portugal's IFICI regime (the NHR successor): the eight qualifying activity categories, application timeline, and how foreign income, dividends, capital gains, crypto and US-citizen status interact with the rules.